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Valuation · 2 min read

How a property valuation works

What a registered valuer actually does, what the report contains and why banks insist on it.

A valuation is an independent, evidenced opinion of what a property would fetch on the open market on a given date. Banks require one before lending; buyers, sellers, insurers and courts use them too.

The inspection

The valuer visits, measures, photographs and notes the condition, construction, services and any defects. For land they confirm the boundaries against the title and deed plan. Nothing is valued from a desk.

The evidence

The valuer gathers recent sales and lettings of comparable properties nearby and adjusts for differences in size, condition, location and tenure. For income-producing property they may capitalise the rent instead; for special buildings, cost less depreciation.

The report

A signed, sealed report states the purpose, the basis of value, the date, the evidence, the method and the figure, with photos and a location plan. Uganda's major banks each have a panel of valuers whose reports they accept; ours are on those panels.

Fees and timing

Fees follow a scale set by the profession and depend on the value and purpose. A straightforward residential valuation is usually delivered within five working days of inspection.

Instructing us

Use the valuation request form, or ask your bank to instruct us directly. Tell us the purpose, the address or title number and any deadline, and a registered valuer will call to confirm scope and fee before any work starts.

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